计算建筑贷款的还款额，该贷款通常包括施工期间的纯利息支付期，以及随后的标准本息同还抵押贷款。
Construction loans are short-term loans used to finance the building of a home. Unlike a traditional mortgage, the funds are paid out in stages (draws) to the builder as work progresses. During the construction period, the borrower typically only pays interest on the amount of money that has been drawn to date. Once construction is complete, the loan is usually converted into a standard, long-term mortgage where payments include both principal and interest.